I have finally now received my completion certificate after making my last payment in June 2013!! They say that I should now send this to all 3 credit company's. I note however that after 6 years it is all removed from your credit file anyway. As such should I still send or was this advised to cover...

So my last payment is due at the end of this month. I note PPI has to be completed and it confirmed no refunds are to be awarded before the completion certificate is awarded however what other checks will my IP do before they are satisfied?

great thanks, really helpful. was worried as its been nearly 2 years already

I have recieved notification from one of my debtors that they have sold the debt to another company. They have confirmed they have noted I am within an IVA and will liase directly with my management company but do i need to do anything directly?

Two of the companies i owe to have never applied to be included within my IVA although i did include them within my original proposal. i believe it is these two companies who have informed that i have defaulted on my payments as noted on my credit report. Do i need to contact them directly, bearing ...

great thanks i was not sure and yes the holiday is free, hence the family comment

Are you able to have one of those pre pay mastercards when you have an IVA. ie the ones which you pay money onto. I am going on holiday with family and dont want to take all cash and i know some banks charge for using cash machines abroad.

hi I need advice as to how the IVA will effect my prospects of new employment. Ie when you have a credit check by the new employers will an IVA scupper my chances of getting the job. I currently work in a solicitors handling personal injury work. I want to find new employment but am worried having t...

Hi i just wanted to post as i was in exactly the same situation as you nearly two years ago. Paying peter to pay paul, people chasing me for money and just wanting to run away from it all. (although mine were considerably more than yours due to completion of one degree already) I was wanting to stud...