Thanks all for your comments. Just received my letter for my 3rd 6 month review. Expecting my payment to go up since I've changed jobs. Having said that, it's due to go up next month anyway so not sure what will happen. I'm sure I'll find out quick enough though

Not a question but a thanks. I'm 18 months into a 6 year IVA and it's comforting to know I'm not the only one in this position. I guess I knew I wasn't anyway but it's still nice to know. I came across this forum while trying to find out info on the IVA helpline after I received a letter from them. ...

I'm so sorry, my thoughts are with you.

Hi GWDIHW, good luck for the 25th, I'm sure you'll be fine. You're on your way now

I'd be honest and tell them. I told them about mine and I was able to keep it and it is still under HP until next week[:D] They didn't include the HP in the IVA though.

I'm not surprised to read that Northern Rock have been the way they have. It was NR that pushed me into having a 6 year IVA (with a higher payment than was beng proposed)rather than the 5. They refused to accept it otherwise, and as for customer service skills, don't get me started.

I received a letter from this company last month and for some reason kept it. Maybe it was because I still feel so awful about the situation that I'm in, 18 months into a 6 year IVA [V]. So pleased I didn't ring them now though.