I am 1 year into IVA and all going ok. I receive monthly bonus's in my job and keep 10%, then pay 50% of deifference into the IVA. I have just been offered a part-time job in addition to full time job, pay is minimal as bar work but how will this affect my IVA ?

Nice idea, however he really does not want to do this.

It may be possible to lease a vehicle or Dunctons come recommended by people on this site. However, the best option may be to get a trusted friend or relative to buy the vehicle in their name and you make the payments. I am sure your IP would not object to this. Many thanks for your response. I can...

Hi, I currently have a company car. This schem is being phased out in favour of Car allowance, obviously this does not suit me at all as I cannot see how I can possibly buy a car with an IVA. I have contacted my IVA company and they don't know either and have gone off to check it out. Does anybody e...

Many thanks for the swift and positive replies. I do feel the the IVA was teh best option for me but the guilt remains. I keep all my info and even made a payement last month of 91p as this was 50% of my extra income !. I am with Simply Debt Solutions, so far a positive experience but interested to ...

Hi, am new to forum but felt I really needed people in same situation to talk to. Am almost a year into IVA, it has completely changed my life for the better, I no longer waken up in cold sweats, frightened and no idea of how to pay my bills. I still feel hugely ashamed and guilty that I am in this ...