Thanks for all advice. Just applied for a Nat West Step account online. They stated that the application process would be completed by post, documents due in a few days. Does this mean I have been accepted? Anyone Know please? The Step account seems an excellent option as if offers internet and tele...

Thanks for that.

It's the Coop (smile) that is treating me so badly. Anyone else that will give me a debit card accound?

Juli3

Julie Woods

I completed my IVA early - three years after commencement- just over one year ago now. My credit rating has been good for around two years. However, my bank of around seven years (it was not a creditor) insists on handling my current account in 'managed accounts'and refuses to allow a fixed overdraf...

Thanks all, I need an overdfaft as my pay can be irregular; Sometimes I have to wait five weeks for end-of-the month salary. so, rather than relying on an oerdraft, I do tend to dip in and out of it. Since completion of the IVA, my credit file is clean and shall remain so. I'd really like to change ...

I completed my IVA May 2006, 2 years early. I find I am still being 'punished' by some organisations; Northern Rock will not allow any additional borrowing in spite of no mortgage arrears... ever. And my bank insists on a decreasing overdraft; I have to reduce it by £60 every month. Does anyone know...