Thank you for your advice, I will email my advisor in the morning, I just dont want him to think we are trying to wriggle out of our responsibilities to the creditors, but in all honest and without bein dramatic i cannot face another 12 months when we have been working towards and starting to see a ...

Hello to those who replied, and thank you, however, I think I may have mis wrote, as we are prepared and accept that we need to do the five years, it was the extension for 12 months I wanted advice on, would the creditors consider a shorter period, to allow us to move forward with our lives. Yes wit...

We are 5 payments away from completing our IVA,IVA gone really well, no problems, no arrears, up todate. Our equity release clause was orginally 6,000 but not after valuation it has changed to 15,000. Mortgage o/s is 110,000 (current redemtion) value of house 140,000. No chance of a remortgage, reje...

It was mentioned my thread on the forum. oops !

WELL- Thank goodness for Sandra @ Payplan, I can breathe again, all sorted in less than 20 minutes. She was professional, helpful and not patronizing, a credit to the company. We know where we are in the remainder of this IVA continuing to clear the missed month (clutch £350!, acceptable increase fr...

Well what ever the outcome we have always reiterated that we have no problems in paying any underpayments what so ever, just I feel let down by their service.
I have set a reminder to send the wage slips in myself prompted or not from now on!

Well I have not had a request or email at all in the 2nd iva year. Just an email in reply to me chasing them August telling me they will request them, which was already 4 months in with no review done.

Sorry I can't see an email address ?

Melanie- I have made mine and my partners payment re-additional earnings when earnt un prompted by Payplan. This is not the issue, it is the non collecting of 1/4 wage slips which is the problem. In 2010 every 1/4 we received an email from our CO requesting the wageslips, I emailed them straight awa...

I am now sitting at home worrying (again) we really can't afford to keep increasing our payments, my wages have only increased slightly (£11.00) per month due to tax code changing, so my IVA shouldn't really increase greatly surely? It's just that Payplan haven't reviewed us for 8 months now ! My pa...

At last- a Senior Compliance Office is calling me tomorrow, mayb we can get things resolved now.
BUT not going to be forced into agreeing anything until I see things in black and white.

It just annoys as every month is another month they claim we have underpaid ! but the more the arrears amount up the more we have no chance of catching up before year 2 ends!
I was busy today, but tomorrow I will have my chasing head on again.

Just to say no news- still waiting - from anybody from Payplan !

Hello, I was told that under new rules you can no longer add missed payments onto the end of an IVA- they payments have to be repaid before the end of the iva year end. ie April-April, paid by end of March.

Good evening, after hearing nothing today from Payplan I emailed my thread to Nick from Payplan as advised above. If we clear all the underpayments and increase our additional wage 50/50 share we will have to increase our payments from £292 to over £400. I am getting so upset and worried I feel like...