Hi we have had the forms for our first annual review... my husband was made redundant in February and as yet has not found another job so not sure what I will fill in for his income and what will happen??? Also if he was to take a job with a lower income which would also involve higher outgoings and...

I'm just reading through all the paperwork for IVA before signing and returning however am concerned that there are references to parts of the Insolvency Act and Insolvency Rules which obviously doesn't mean anything to me should I be trying to look them up?

Thanks guys my problem is I have spoken to two different people and they have come up with different figures depending on what is included in the outgoings add to that a third figure which is our own. I want to be sure of what we are doing before we go any further. Melanie - I would complete your fo...

On 30000 debts what is the minimum disposable income needed for an IVA?

This year we have found that we can no longer continue with minimum paymnets to creditors so they have all received a letter and a reduced payment two of them are now ringing us. In trying to find the answer I have come across IVA and now have 3 companies contacting me with their help (so more calls...