Congratulations kiah and good luck for the future. callie

Congratulations steppingstones, we too were with Mels team and ours went through with no worries at all, they are excellent so you are in good hands missyp. call1e.

Good luck to both of you. Call1e

Thank you everyone for your kind comments. It is such a relief to know that we can now get back to a normal life as it has been years since that was possible. Good luck to everyone else whose IVAS are coming up I hope they get a good result.

Hi everyone my husband and I are in our sixties, and through job loss and ill health managed to get into debt by using credit cards and loans.We decided to sell our home to pay some of the debts, and live of the rest, but we quickly came to realise we were running out of money, and as we are both on...