Thanks so much for your replies and comments. I have since soken to Adrienne at ClearDebt and hopefully we can find a way to resolve this. It seems to me that my IVA was badly managed by David and Co originally and a woefull lack of comunication by the subsequent practitioners, Synergy, have led me ...

Payments are fully up to date with one exception. Apparently my payments should have increased by £100 per month 18 months ago, however, this was only recently brought to my attention. The reason for the increase was because of an HP agreement should have finished at the end of year three, however, ...

Hi all, I was rather hoping someone could give me some advice. I have just had a call from my IP who have advised me that bankruptcy is my only realistic option left, even though I have only 5 months left of a 5 year agreement. When we started the IVA (my wife and I started agreements at the same ti...