I contacted the Financial Ombudsman recently and asked what proportion of casews of mis-sold PPI were attributed to Banks & Finance Companies selling single premium PPI and what to IFA's, as I was not aware of a single case attributed to IFA's. They replied that they did not have exact figures for t...

Close Bros is a Merchant Bank.

Andy, you are describing the position where the Insurer is funding this themselves. However, when an external premium funder is used, this is not the case.

If the Insurance Company lets you pay them monthly then I agree with Melanie, but reading the first post again the finance is coming from a different source and as such would appear to be a credit agreement. If an Insurer uses a premium funder then the insurer receives the full annual premium from t...

Some 900,000 home owners have now fallen into negative equity after a prolonged period of house price falls, the Council of Mortgage Lenders (CML) has revealed. The trade body’s research shows that around two thirds of these home owners face only modest shortfalls of less than 10 per cent, equating ...

The Information Commissioner’s Office (ICO) has fined the director of a debt recovery firm more than £6,000 for bombarding individuals and businesses with unwanted faxes. The prosecution was successfully launched against Robert Logan, director of Preston-based Clear Debt Solutions (CDS), after more ...

I have used the Premier Inn and the Pub that is part of it at Tarporley Road, Warrington for meetings. They will arrange a discount rate for roomsm as well.

David

When we sponsored the Portsmouth meeting, we found the location and booked it, posted details on here and invited people to sign up for it. Admin were not involved at all.

If you decide to sponsor a meeting, we'll be happy to help with organisation.

Mortgagd Solutions today. The OFT has told 11 financial management businesses with 'look alike' websites posing as official or charity advice sites to close them down immediately, and has warned consumers to take care when searching for debt advice online. The body said the sites use similar or slig...

Have a look at your Secured Loan paperwork. If the cost of the PPI was not included in the calculation of the total cost of the credit, there is a chance that the loan is unenforceable. If that were the case, then your claim would be for the amount of the loan, plus the amount of the single premium ...

Has Frugal Friends deceased ? i haven't seen a post about it for a while.

Hi Skippy

My wife Gwen suffers with this from time to time. I will e-mail our home telephone number to Admin and ask them to pass it on to you. You will then be able to speak directly with Gwen about this.

POSTED WITH APPROVAL OF ANDY DAVIE. Unemployment through Redundancy is growing weekly by thousands and its growth rate is expected to accelerate, even rocket throughout 2009 and into 2010. There are now nearly 2 million people out of work and registered as Unemployed, and this figure is forecast to ...

I apologise in advance for the length of this post but previous posts to this subject evidence the fact that there are a loss of misconceptions around about the Direct Debit system. As a Direct Debit Originator, I will try to shed a little light on the procedures. Indeed there have been many develop...

The Prime Minister Gordon Brown has unveiled a 2-year deferment of mortgage interest payments for hard working borrowers who experience a loss of income. Speaking in the House of Commons this afternoon, Brown unveiled three additional forms of protection for cash strapped home owners. The deferment ...