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by CoverItAll
Thu Sep 25, 2008 12:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: ACCUMA LOAN SUBSIDIARY IN LIQUIDATION
Replies: 3
Views: 1221

ACCUMA group revealed at the beginning of September that it was reviewing the future of Loan Line after it reported losses of £196,000 in the first half of 2008. The losses at Loan Line were blamed on the withdrawal of a number of major secured loan providers such as First Plus. The directors at Acc...
by CoverItAll
Sat Sep 06, 2008 3:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: unemployment
Replies: 11
Views: 1905

We offer Redundancy cover for Employed Clients at £3.25% (reduced to only £2.25% if a mortgage is covered).

Example: £100 per month insured benefit required, monthly prewmium is only £3.25 or £2.25 - see above.

This can be found at www.paymentcover.co.uk
by CoverItAll
Sat Aug 16, 2008 4:13 pm
Forum: postings for august
Topic: TDX launch "The Debt Standard"
Replies: 12
Views: 2557

If there is to be an audit of the competency of Debt Advisers, then for this audit to be seen as independent surely the auditors must not be comprised 100% of Lenders representatives? After all the Lenders have been party to all the loans (debt creation) that has caused the problem in the first plac...
by CoverItAll
Fri Aug 15, 2008 1:07 pm
Forum: postings for august
Topic: CML & SHELTER - Borrowers Survival Guide
Replies: 0
Views: 966

The Council of Mortgage Lenders (CML), Citizens Advice Bureau and Shelter have issued a survival guide to borrower’s facing financial problems. The ten point guide has been designed to help struggling households get through the tough times, and includes the tip to talk to free, independent debt advi...
by CoverItAll
Wed Aug 13, 2008 3:23 pm
Forum: postings for august
Topic: CHEAPEST PETROL FOR MILES
Replies: 0
Views: 926

If you go to http://www.petrolprices.com you can sign up for a free daily e-mail showing you the cheapest petrol within 5 miles of your Postcode.
by CoverItAll
Wed Aug 13, 2008 3:19 pm
Forum: postings for august
Topic: PPI for First Plus Loan
Replies: 7
Views: 1846

Please contact us directly, we will be happy AT NO COST TO YOU, to investigate whether or not this was missold, and if it was then to assist you with recovering your premiums. Hurry though, because I think I read earlier today that First Plus are about to stop taking on new business. On May 27th, on...
by CoverItAll
Mon Aug 11, 2008 4:16 pm
Forum: postings for august
Topic: FSA has "Self Cert" Lenders in its sights.
Replies: 9
Views: 1087

Self-Cert Lenders are in the spotlight following a Financial Services Authority review into their conduct. The regulator says it may refer several lenders to enforcement as a result of its inquiry, which found cases where Self-Cert was used without adequate justifications being recorded. The review ...
by CoverItAll
Fri Aug 08, 2008 10:40 am
Forum: postings for august
Topic: 18,900 Repossessions in first half of 2008
Replies: 2
Views: 970

The Council of Mortgage Lenders (CML) has downplayed its latest repossession figures, which revealed 18,900 cases where lenders took possession of the property in the first half of this year, up from 13,400 in the second half of 2007. The figure is also a significant increase on the first half of la...
by CoverItAll
Thu Jul 31, 2008 4:04 pm
Forum: postings for july
Topic: Negative Equity to be faced by significant number
Replies: 0
Views: 3703

Standard & Poor’s Ratings Services has warned it expects a further drop of 17% in UK house prices before prices flatten off in 2009, which would see a “significant number” of mortgage borrowers falling into negative equity. Research by the firm’s economists found that while just 70,000 UK borrowers ...
by CoverItAll
Thu Jul 31, 2008 2:27 pm
Forum: postings for july
Topic: Utility Bills
Replies: 30
Views: 16330

We've found tremendous savings at Utility Warehouse too:

http://www.storeplus.co.uk/?exref=B84600
by CoverItAll
Wed Jul 30, 2008 1:58 pm
Forum: postings for july
Topic: FSA FINES ADVISER £840,000 FOR PPI FAILINGS
Replies: 2
Views: 3279

I agree size5.

If any Forum Member thinks they may have been missold PPI in the past, we will look into this for them, and help them to try to recover their premiums - ABSOLUTELY FREE OF CHARGE.

We feel about these firms rather like the IP's on here feel about the IVA Council.
by CoverItAll
Wed Jul 30, 2008 11:12 am
Forum: postings for july
Topic: FSA FINES ADVISER £840,000 FOR PPI FAILINGS
Replies: 2
Views: 3279

The FSA has fined Liverpool Victoria Banking Services Limited (LVBS) £840,000 for serious failings in the sale of single premium payment protection insurance (PPI). The penalty was imposed for failings in relation to PPI offered to customers who telephoned LVBS seeking unsecured personal loans betwe...
by CoverItAll
Tue Jul 29, 2008 5:05 pm
Forum: postings for july
Topic: Utility Bills
Replies: 30
Views: 16330

We may well be able to show you a saving at www.surviveyourdebt.co.uk

There's no contract period either, switch back out again with no delay, whenever you like.

No credit checks either.
by CoverItAll
Mon Jul 28, 2008 12:38 pm
Forum: postings for july
Topic: NHF forecasts 25% house price growth by 2013
Replies: 2
Views: 1063

A new report from the National Housing Federation (NHF) has claimed the average house price in England will rise by 25% over the next five years, to reach £274,700. The document – researched by independent economists Oxford Economics – predicts house prices will fall in 2009, start to recover in 201...
by CoverItAll
Mon Jul 21, 2008 5:25 pm
Forum: postings for july
Topic: can no longer keep my head above water
Replies: 28
Views: 3662

Hi neilb You've taken the first and biggest step already - you've decided to take control of the situation rather than have it control you. The advice here is absolutely first class. I know from my own experience of bankruptcy just how tough these first decisions are - but they do get easier. Talk t...
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