Buried head in sand for too long
now its out need to get the best advice as possible

Can i enter into a iva on my own,without my wife.
does her money that she earns have to be taken into account and paid as part of my iva as its my fault not hers

Hi Andrew,could you give me more details about the restraint order against you. Iam considering a iva because i owe the tax and vat and others many thanks

Thanks everyone for your help. Just opened a personal account with natwest got a appointment in the week to open a business account.THANKS

thanks sally,i will try natwest

Thanks for your reply stu,ican't go to barclays as they will possible be one of my creditors.Am i aloud to open another business account while istill have one with a bank that i owe money to, also if i have to go into an iva will i still be aloud to have this sort of account

Sorry forgot to say i need an account so i can still run my buisness does not have to be a buisness account any account will do as long as it ha a cheque book and cash card.or am i only aloud a certain account when you go into a iva agreement

Hi all i have not entered into a iva yet, went to open new bank account today, so many questions why do u need another account,whats wrong with your bank do you want to tranfer your balance from your old bank to ours.I only want to open a account.Going to another bank in morning any suggestions on w...

thankyou for all your information it has been very helpfull, iam going to open another bank account on friday.

thanks

Hi iam selfemployed i pay 20% on all monies earnt. I owe vat, paye, credit card, bank about 70k i want to gointo a iva but i dont want my wife involed,we have a debit card and loan in joint names can i have her name taken of the card.Also my name taken of the loan as she has allways paid the loan fr...