I am overwhelmed by everybody's support on this forum, and really taken aback by the friendliness of the GT representative; really am PLEASANTLY surprised- didn't see it coming ... [;)]

R x

Hi Karol First of all, I'd like to apologise for making a hasty judgement about the GT customer service team without attempting to approach them first. My early negative experience with the BE customer service crew didn't help though. So yes, You really have proven me wrong there, and I can't thank ...

Thank you all for your answers. I take a lot of comfort and peace of mind from your feedback as always...
Will let you know how it goes [;)]

Hi My husband and I have been on a joint IVA for 20 months now. 8 months ago, he lost his teaching job due to budgetary cuts by the college he worked for. Since then he got by through private tuition at half the income stated on our IVA propasal. While looking for work, his parents have supplemented...

Thanks for that Mel. But is it normal that their letter doesn't even include who our new IP is? I am really disappointed especially as in the last few months before the closure of the BE Manchester office I had actually established a very good rapport with my BE IP

Thank you everybody; you really have lifted a weight off my shoulders[:I] Andrea, yes I do have a savings account where I keep aside car repair/clothes/entertainment/special occasions allownces. That's probably where I'd ask my parents to send the money whenever they feel generous[8)] which isn't th...

Thank you everybody; you really have lifted a weight off my shoulders[:I] Andrea, yes I do have a savings account where I keep aside car repair/clothes/entertainment/special occasions allownces. That's probably where I'd ask my parents to send the money whenever they feel generous[8)] which isn't th...

Hello there My parents live abroad, and have experessed their keen desire to help out should I experience difficulties in paying a car MOT bill, covering unexpected expenses especially related to my children , or to go and see them. The only way they can do this is by bank transfer and for the odd a...

Again, thanks for the reassurance x
God, the sleepless nights I would have had without this forum!
thank you all x

oops, a couple of typos: thiNg,and inaccurate eStimates[:I]

Yes Kallis I am too. Nor were we asked for proof of what our utility bills amounted to! Lucky, we re honest people[:o)] Do you think I should raise this issue-property value- with my IP? The last thig I want is for my creditors to question it nearer the end and nullify our iva as a result of inaccur...

Hi I was left worried and confused after reading sensible 77's posting[:(] Though I'm really pleased things have worked out well-feels like the beginning of the end of a success story (well done!)- I am disturbed by the worries expressed that the agreement to accept a 12 month-extension to the iva p...

Thanks for that Spike[;)] You really have put my mind at rest x

Oh thanks for that! 12 months ago, I set up a fresh bank account 4 months before entering into my iva and its a full bank account that comes with an overdraft. I havent't used the overdraft and I certainly don't have the intention to use it as i'm too keen on completing my iva. However, I'm very rel...

Hi
Does this mean that even when you re in an iva and you are the sole acount holder, having an overdraft facility without using it is no breech of the iva terms and conditions?

Really need to know[V]

Thank you


Mrs R x