The CAB put me down as using the car for work. Will the OR give me some money to buy another one or do I have to buy one myself? Just had a look in last nights paper and found the Legal Notices, needed a magnifying glass to read them! Maybe it wont be so bad afterall

yeah i s'pose your right, cheers kerri.

Yes the car is the Black Horse 9k, It's a personal loan that I took out last Feb because they wouldn't finance me on HP. I was told by CAB to add up my living costs and split them in half as my Girlfriend pays half the Bills, Rent etc. They said to put all the car costs down as mine because even tho...

Thanks for the help. I'm 21 and renting with my girlfriend. My only asset is my car which is on a personal loan, it's worth around £6000 but I owe around £9000 on it. I know that the OR will take it. The CAB were really helpful and mentioned an IVA but made BR look more inviting with the lower payme...

I first saw Citizens advice in December 2006 and decided to go bankrupt for my £30000 debts. They said to stop paying all creditors from then on, so as you'll imagine i'm thousands in arrears. I'm in court to file for Bankruptcy in 2 weeks but am beginning to think I should have done an IVA. Is it t...