Don't even get me on about EIF please (I am seriously considering getting in touch with the FSA about them to be honest)and I do hope that common decency, sense and fairness prevail for you Daniel. Absolutely disgraceful for this to be going on so long.

I feel your pain re: EIF, in fact I am getting to the point of taking matters further due to their continuing harassment.

I understand your annoyance believe me. I had originally claimed PPI pre-IVA on a loan and was offered and accepted £900, they have now offered near £5500 to be offset against the debt to EIF, I am going to be contacting the Building Society in question over this as to me this seems not only immoral...

Well done Hubert, I have been meaning to ask about other bank accounts other than the Co-op, am quite happy with them after moving over from Santander prior to my IVA but am getting a little worried about how things might change with them to be honest, being much closer to the finish than the start ...

Hello Mel That is really the main crux of my confusion and annoyance over the whole thing, if I had been offered the near 5.5k at the outset even before getting to the tipping point of the IVA so to speak, I may or may not have needed to go the IVA route eventually. Bit late now to be honest but the...

Don't get me wrong Mel, I am more than happy with the PPI claims going back to the IVA, If a further 5.5k goes back to the IVA I am happy with that. I am not questioning that bit of it at all and never have had any issue with as much being paid back into the pot so to speak, far from it. I am just a...

Not always the case unfortunately Michael, as I was told that the claims company may not have the background information to substantiate the claim for "mis-selling" the phrase "dammed if you do and dammed if you don't" springs to mind. On a similar subject, what if say a claims company contacts you ...

To be honest I would not worry as they have not a clue anyway... I have tended to have to have had to do (and am still continuing to) do their "job" for them and they have gotten a nice pay reward for it.

Ditto what Lesley has just said Sonjj77, things like this creep up on us and it can be embarrassing to talk about them, but you are dealing with it and sorting it out, I pity others who just carry on regardless not even acknowledging there is a problem (did that myself for a while before it all got ...

I am just after a bit of advice on this one really, good old EIF (dont get me started!) sent me more letters a little while ago, most of them I do not recollect what they would be for but I sent all of the forms off signed, apart from one for a loan which I had already claimed PPI back from before m...

But if a full and final offer has been accepted then surely that should be the end of it???

I am not arguing the case that mis-sold PPI should not be re-claimed Melanie, not at all, it is the way EIF seem to operate (or not)I am questioning,I will also state that I have co-operated to the ninth degree with this company (numerous times filling in claims forms for the same thing and numerous...

Can I just ask when "historic" potential PPI claims came into being please? I had always assumed that PPI claims were on the PPI paid (or not) on cards and or loans associated with your IVA, not trawling through 10,20 or more years of your past. At this moment in time I honestly wish I had just gone...

I would just like to thank Mike very much for his contact today, I would never normally complain, especially on an open forum such as this, but EIF have been completely driving me to distraction over a significant period of time. It is not as if I have ever not completed anything they have sent me (...

Am sorry to hear that Bobbles (or Hair whichever your prefer:-) To be honest it is not so much the constant filling in of the same forms etc... that is bothering me so much (even though that is driving me to distraction at the minute) its the fact they are asking me to claim back PPI from cards whic...