Just a simple question really (for a simple person!), when in an IVA can you apply for a pre - paid cash card?

Sort of answers a question I have been puzzled with to be honest, I opened a new account with the Co-op (anyone needing to get a new bank in the process of an IVA proposal try them out, they are really nice compared to most other "international" banking operations) I did not ask, want or expect an o...

Hi Gosh Congratulations on your completion of your IVA, well done. Bad practice on Santanders part with the default notice, I have just entered into an IVA (3 payments gone 57 to go)almost all creditors have been fine, but Santander (formally Abbey) have been a pain in the behind to be honest[:(!]. ...

Hi from me too Holly and Cakie, I am new on here too and found myself in a very similar position to yourselves quite a while a go (took me a long time to own up to problems as well), please take it from me that once you get that IVA accepted, things will get better. Holly please never get to the poi...

Congrats from me too, I know the feeling when you get the call, it is agony up till then, but when your phone rings and you get the A' OK it is the best feeling. Like you I will be debt free in 2015, bring it on![:D]

Hi Mark, just to re - confirm what everyone on here has said, they will stop. Have just been in my IVA for 5 weeks tomorrow (not that I am counting!), all went quiet for a week or so and letter after letter arrived along with the phone calls (most of them automated so you could not even call them ba...

If you think you can afford the time and money for a puppy / soon to become a grown dog then go for it, they are the best medicine for anything in my personal opinion, (dogs are my favorite people!) but they do need their yearly vaccines / boosters which come to around £25.00, the worming pills etc....

Hi Helen / Lesley, many thanks for the words of comfort from people who have gotten through the worst of it, the letter I got from AE was about 3 days before my creditors meeting and I think they were just trying (and succeeded at the time)to frighten me into paying money which was obvious I could n...

Can understand what you are going through at the moment, I sent my proposal off and one week later not a nice letter turned up from American Express (even though they were owed little in the scheme of things) saying that they had canceled my card (not bothered, had not been using anyway) and that al...

Hi, I have just had my IVA accepted three weeks ago, the phonecalls will come as will the letters but just explain to them on the phone what is happening and the majority will be perfectly fine and understanding, I was in a similar situation, did not want to answer the phone or call when the letters...