As far as I am aware all interest on loans etc which are claimed within the IVA are and should be frozen

Thanks for the replies, would have been nearly complete but have an extra year to pay (still think it's wrong I have to due to circumstances but hey ho), never did get a full breakdown on voting on a variation a few years ago though, just a letter saying that I was required to pay an extra year.

Just after a bit of advice really, I am nearing the last leg of my IVA and am wanting to take driving lessons, not for my benefit really but for my sister who is severely physically disabled.

What would be the best way to broach the subject of driving lesson costs on my IVA?

Been there done that unfortunately a couple of times myself, before the IVA I hasten to add, but to be honest it makes no odds, you have been injured in a road accident and you should be entitled to keep any money from pain and injury, along with repair or replacement of the bike.

Michael, foggy, Lesley and Andy amongst others I would just like to say thank you for all your time, effort and help you put in on this forum, just saying

I hope you get your situation sorted out Stephen, I must say that Michael has been one of the very good guys on this forum in my near 5 years in an IVA, providing assistance and just listening and giving guidance if he were able to so, please do not think that because of your situation that all IP c...

I have done this previously Foggy, and thank you for your response, but this lot do not seem to know when to give up, if I could answer most of the questions truthfully I would do so but I am not going to be bullied into sending off a form (s) which are downright lies. They cannot even come back wit...

Hello I have posted several times about this abomination of a company and apologise for having to do so again. As has happened for many posters on here I have filled in numerous duplicate forms for PPI "mis-selling", I have always sent forms back and been as truthful and honest as I could be. Low an...

Had to laugh at your response Credit-King[:D]

Seriously though, why does any company need to do a home visit, particularly when going into a 5th year? Having an IVA is stressful enough without that.

Madness

God forbid that McD ever sell out, they are probably one of the only companies who look after clients as they should do. I was lucky enough to be referred to them some long nearly 5 years ago and they have never been anything other than kind, considerate and helpful in their dealings with me (Michae...

Thanks Michael and I fully understand the reasoning behind it.

Thanks Til, that is the main worry for me to be honest (I know it sounds stupid) but only my brother and sister know about the IVA and I want no one at work to know about it for obvious reasons. That, believe it or not, was the main stress during setting up the whole IVA for me, having to get someon...

Just wondering if anyone else with the above (more or less marvellous company) have had a letter re: PPI payments and needing to sign declaration (and get it counter signed) to say that you agree to complying with ongoing process of PPI payment miss-selling to ensure that your completion certificate...

I would have thought that as you have complied with your IVA and it is now at an end you will and should not have to pay over anything else Radish. If they try to though I would seek legal advice. To be honest what is the next new rule to be brought out to penalise those who have dealt with their de...

I have recently received a letter of apology from this "company" (thanks to Roisin at MCD, I had almost lost the plot with them so thank you for contacting them to clarify things, very much appreciated) after I had received the self same letter from said company threatening to send a non-compliance ...