Hi I remember writing to Barclaycard informing them I was entering an IVA. They wrote back and increased my limit by £8000!!!
Lost all respect for them after that!

Hi all thanks for the kind replies. Thanks again Melanie, I remember you saying the same things too us when we talked about IVA/BR. I was defiantly at my lowest ebb that day, been on the up ever since! Imhotep the haggling was over the running costs for my wife’s car. One company wanted £10 off our ...

Oops just realised I have put it in new questions!
Can I move it or is that something admin has to do?
Thanks
Gazsun

[:)] moved to 'success stories'
Admin

Hi All My wife and I have now been in our joint IVA for 3 months and I just thought I would share my (our) thoughts on where we are now. A little background, we are both on our 2nd marriage with 5 kids between us ranging from 28 all the way down to 10 so run the full spectrum of problems and joys of...

Well done:-) I have given up talking to my creditors as all most have done is try to trick me into paying money to them! yesterday had a letter from Barclaycard saying they have put my limit up to £10500!!! BUT I have to pay them £480 NOW (it was in capitals on the letter) before I will be allowed t...

My wife and I are applying for a linked (joint IVA). My wife has a credit card debt with Egg and out of all our debts it is the smallest. Egg calls my wife at least 3 times a day! First they will ring her mobile then they will call our home (so at least 6 times a day). They just repeat the same old ...

Congratulations [:D]
We are getting closer and closer, our proposal is being drafted as I speak so hopefully soon we can the same as you!
Gary

I think really this was the first time a banks mask has slipped. Barclaycard is a classic got a letter from them acknowledging my letter telling them of my IVA. 3 days later they increased my limit by £3500 without asking. I wonder how I got into so much trouble in the first place [;)]

Hi I am in the process of setting up a joint (linked) IVA with my wife. We are close to the final proposal (JonesGiles) and all seems good. Last night had a call from NatWest who we have a loan with. Started out fine asking why I had stopped the DD on the loan. I explained that we had written to the...

Just an update on my situation with the Co Op. I rang the bank on Tuesday and asked if I had been given the cashminder account yet. I was told that there was still a referral showing on the system and they were not authorised to give me an explanation of why but was assured that it "should be ok". J...

Thanks for the fast reply [:)]
We are feeling OK with the application at the moment just trying to cover all the bases [:)]
Thanks again
Gary

Hi My wife and I are going through the process of setting up an IVA. Talking last night has brought up a question. If everything goes really wrong and Bankruptcy is the only option (not that we think it will get to that) what is our position on a secured loan we have against our house? Basically whe...

I need a simple account to hold a float from my company for expenses. They are dragging there feet on a company credit card and don’t want to pay for a pre paid credit card. I thought the simplest thing to do is have the cashminder account and my employer can just BACS into it and has nothing to do ...

Hi I am in the process of setting up an IVA and taking advice from the forum set up a standard current account with the Co-Op about a month ago (and very happy I am with it!) This morning I tried to open a cashminder account and have been “referred” after they ran a credit check. Obviously the lette...