Thanks for giving me hope. I will pluck up the courage to do some asking with a few financial advisors now I know we wont just be laughed at . Just feel disheartened that weve been thrugh the hell and even now weve paid our debt and waited the 6 years still being treated like an outcast. Was rejecte...

Have settled IVA 3 years ago on 2003 early with cash sum from relative who i havesince paid back by selling our house in 2004 and using the profit. The IVA 6 years is actually up this year in Sept. I am marriedwith 3 children and now we have a joint income of £60,000 and are currently paynig extorti...