Our food budget is £360 for 2 adults and 2 children, I'd really like to get that raised at the next review if I can. I also don't think I'm claiming for school meals, is £35 per month maximum or per child? I know people tend to either love or hate Aldi but I do all my shopping there and there is rar...

York's ace! It's where I'm from and I love going back to visit family.

I really didn't appreciate it when I lived there though.

We just buy a card and I'll cook a nice meal. No presents these days, I might just buy/make a card for the kids this year as they love that!

We did used to but it would be a CD rather than flowers or chocolates.

Yes, there is that Jan. My nearest is 50 miles away but I have family there so try to drop in when we visit. It's torture though, it's a huge shopping village and I must admit, I really miss shopping! Oh and in regard to the Oxfam comment, I love clothes and even when I had (plastic) money, I often ...

My nearly 7 year old wears out uniform and shoes so quickly I need to replace them once a term. And that's what she doesn't lose which she's terrible for! Matalan are great for school uniform and they do a good selection all year round. M&S also has a good value range which does seem to last longer ...

That's what I did too Jan. They wanted a payment on the day of the creditors meeting and I haven't been able to get anything else put by yet.

I can but ask.

I thought as much, thanks Melanie.

Hopefully they will let us pay for the basic safety then we will pay the rest across. I'll ring them tomorrow.

To get the house done up, not so much in major ways but little jobs here and there have have needed doing for ages.

And to have a major declutter.

I was just wondering if we would be allowed to keep any of it? I have read so much conflicting advice. Our IVA is with Payplan and their site states: "Any assets, including lottery wins, bonus payments, *gifts or inheritance have to be declared to the Supervisor and paid into the IVA for the benefit...

Congratulations to you all [:D]

I couldn't agree more, it's a lifeline. It's a fantastic support for people when they really need it.

Congratulations on completion! Have a lovely Christmas, you deserve it.

I'm so very sorry for your loss [:(] I hope your new granndchild can give you a slight glimmer of light at the very least.

It sounds like you are in good hands with Cleardebt, I hope they can give you some piece of mind at this time.

You're in my thoughts.

Wow, this forum gets trolls too!

Maybe there are just some people who can't manage their time well enough to browse the internet a few times during the day whilst performing well in their chosen career amongst the majority of us who can.

Failures [;)]

Thank God for that, thanks! There is nothing to cancel I don't think. I got the forms back 45 minutes after signing them at 7:30 with an agreement with the instructor to pay her as and when. If there are 3 sheets to a form then I'm fine as I have them all. It does say on the forms though that there ...

I'm so stupid and am now really worried. [:(] I go along to a pay as you go gym when I can afford to and tonight I thought I was signing up to trial some new classes - just booking in for the next session. Oh no, I was actually signing a consumer credit agreement and when I realised I nearly had a h...