Mel, I couldn't believe gt were taking so long, when i told them i wanted to go BR i think hearing that put them on a go slow it was ridiculous, also they kept sending me in the post new I & E forms, when i rang them to tell them to stop i was told the computers automatically sent them out,also that...

Thanks Melanie for your advice, i had to stop paying my IVA to GT in feb 2011, didn't get my failure notice from them until march 2013 & they have the nerve to keep pestering me,i was nearly around the bend trying to gee them up to fail the iva, thank goodness now i don't have to deal with them anym...

Although my iva with GT has failed & i am in the process of going bankrupt i'm still getting phone calls re these spotty letters,claiming ppi etc,when i got the last phone call i said i din't want to claim, was going BR & wasn't interested. I received this txt a few days ago, "As we have been unable...

I also have a co op cashminder account & got really worried about this new clause they seem to be adding to their t&c's so i rang the bank yesterday,the lady i spoke to said yes the clause re closing accounts if you enter into an iva or go br when you already have a cashminder account is TRUE howeve...

Hi Busybee, So sorry to hear you are having so many probs regarding your cc,I was with GT too, paying into my IVA for 2 years before having an accident & because of that having to leave my job, I stopped paying my IVA in feb 2012 & didn't get my closure cert from them until may 6th there this year (...

I posted around 1 month ago re GT spotty letter i had received in feb this year basically saying i had to sign & return a form re ppi claims or GT wouldn't complete my IVA, i had to stop paying my IVA after 2 years in feb 2012 due to having an accident, I had to leave work due to this & told GT then...

Thanks guys for your advice re GT letter but my solicitor says they can't do anything regarding the bankruptcy application until they hear back from GT, that is why my mum paid for a solicitor so that i wouldn't have the ordeal of going to court, my solicitor would go on my behalf, nothing is being ...

I received one of these letters about 4 weeks ago & from what i can make out gt wont close my iva until i sign & return this form, I am absolutely sick of these people, I told them in feb 2012 i would have to stop paying my IVA as i had had an accident & had to leave work & couldn't afford to pay it...

Hi vince666, I'm also with GT & couldn't afford to pay my IVA 'cause of ill health,rang & told them in March i was going for bankruptcy,they sent me out a letter 2 months ago thanking me for completing 2 years(which i haven't)& a new I&E form to fill out, I hadn't received my breach by the 2nd wk in...

Hi,
I tried to join also and was turned down but tried again a couple of months later and got accepted, I don't know why I was turned down 1st time but I would keep trying
If you still have trouble,do as another poster suggests, contact their customer services.[:)][:)]

Thanks to everyone who posted to offer me help,advice & virtual hugs. Got through my cousins funeral just!!went to see solicitor on 20th june re bankruptcy & my IVA company GT are holding things back, I am soo cross,I informed them in feb I wanted to go br, I was to get a breach of contract when i m...

Hi Stupid Again, Sorry to hear of your bank problems, my partner & i are in the same boat, he banks with ulsterbank, also under natwest,RBS & his wage hasn't gone in from last friday, just checked the account, still nothing, thank god we have a v good landlord as we haven't been able to pay the rent...

Thanks tina & everyone else for their support & concern, sorry i haven't posted for a few days, I had to attend my cousins funeral,so,so sad & haven't been feeling the best,My mum went to solicitor today, paid the court fees & iv'e an appt next wed @ 2.30 to sign debtors petition, it all hit me y'da...

Thanks guys for all your kind words,i'm not too good today, very teary & a thumping headache. Went to Dr this morning & she was grt, changed my dose of my anti depressants, spent 30mins talking to me & trying to calm me down & has asked me to go to an in house counsellor which i've agreed to, she'll...

Hi everyone,thanks to those who replied to my last post, Ive been on the anti depressants 7 wks now, i was starting to not feel so teary about my situation when my uncle died a few wks ago, v sudden, no warning,then his daughter, my cousin comitted suicide on monday there, she hung herself, her husb...