Thanks for your replies. I plan to pay back what I owe. But I'm just wary of this company. They sound very dubious. I will have a look at those websites you recommend

Hi I haven't posted here in a while. I completed my IVA roughly 2 years ago. For various reasons I got into fincial difficulty again. I now owe Link Fincial Services £5k. I wondered if anyone has had any dealings with this company? I plan to pay money back but would like some advice from anyone who ...

Hi my IVA Is due to finish in March 2017. Can someone advise what happens at the end? Do I have to submit I&e, payslips etc.
thanks

£400 a month is what I give to my parents. I have my own bills/outgoings in addition to this.

Hi it's been a while since I posted on here but have always found feedback/advice invaluable. Well my parents have made a will. they have decided the house will be split between myself and 2 siblings. I live at home and have handed keep into household for the last 25 years. I currently give £400 a m...

Melanie, this would be the balance of my remaining payments under the IVA, no this amount wouldn't pay my creditors the full original debt amount.

Hi there, its been a while since I have posted on this site, I have always found this site invaluable. Well there has been a slight change in my circumstances. I am 3 years into an IVA with Grant Thornton and soon I hope to receive around £10k in back-pay (due to the fact I have been underpaid since...

Hi there, I have a basic co-operative debit card and can use it for pay at pump petrol stations.

Hi there, I received a phonecall yestersday from EIC. They said GT had given my details to them for them to claim PPI. Well she said the 'good' news was that I had loans/credit cards to 8 creditors and that if my claim was successful, it could end my contact with GT! Im unsure if this is a bit misle...

this is the response i got back from Grant Thornton which certainly differs as to what I was told over the phone originally: "Thank you for your email. I will try to address all ways in which this change will impact your IVA however should you not understand any points, I would be happy to arrange a...

yes I thinking I could've just been told anything over the phone, it was a customer services caseworker. I had also emailed Karol but I got a reply saying that because I had already been speaking to someone from their customer services they wouldnt be replying, but yes its too important to be given ...

well GT have said that because I entered the IVA before my name was on the deeds it wont be factored in, unless the house gets put up for sale then I wall have to put money into the pot, but folks are having second thoughts about changing the name on the deeds... which is a bit of a relief!

Catbalou - no I didnt have to attend, as far as I know it was something similiar to when the IVA was first taken out. They take a vote on it. at the end of the day its not in VN's interests for it to fail - I believe they will put forward a proposal that the creditors will accept. Good luck and keep...

hope you get sorted Catbalou. I did something similar I racked up £1800 on a credit card and payday loan because of car repairs. I had to have a variation meeting with my IP, they put together a new proposal which luckily the creditors accepted. They reduced my monthly payments to enable me to pay o...

I believe its to avoid care costs in the event of either of them needing full-time care.

Yes you are right I will ring my IP tomorrow to get all the facts.
thanks for your respones.