Hi,
I have been the IVA now for 18 months and would like to know if its possible to miss 1 payment as we are struggling a bit and would give me a boost in funds. Is this possible or is it not allowed as part of the conditions of the IVA ? Thanks for your help..

Regards

Robert.

Hi All Is it possible for a loan company to have 2 signed loan agreements for the same car loan. Both with same agreement number both signed by the loan company as OK on the same day ?? One been a Fixed sum loan and another been a HP loan. I have a signed Fixed sum loan agreement and the loan compan...

Hi PJHughes,

My IP is doing just that and we are awaiting the response from Santander. What there saying it looks like there is 2 signed contracts for the same loan. Santander's saying HP and my original contract saying Fixed sum loan !!

Thanks

Robert

MelanieGiles

My IP has been in touch with santander and they said that there agreement states its a HP loan but my original contract from GE Money before Santander took it over states its a Fixed sum loan.

PJHughes

THANKS !!!

Robert

PJHughes, Thanks for your advise and help, That is a possibility them thinking it is on HP and not a fixed sum loan. I assume for Santander to make any changes to the original contract when taking it on I would have had to sign something to agree the changes ? I will be contacting my IP first thing ...

PJHuges. There is nothing stating repossession the only thing on there is a section called YOUR RIGHTS TO REPAY THE LOAN EARLY. this states the cash loan amount and any warranty and then the totals. And yes is defiantly states FIXED SUM LOAN on the front page. When I started the IVA all my debts wer...

PJHughes, I have checked the agreement and says a fixed sum agreement. This was the original agreement when we purchased the car, since then Santander took the loan over from GE Money. I had a letter from Santander saying nothing would change to the agreement and i had nothing to change or sign just...

I had a loan for a car, part of IVA. The company sent someone to my property to take the car from me. Are they are authorised to do so?