Hi Just to let you know our IVA has been approved today, with a modification and now we are in it for the longhaul, trying to live how other people do - without the cushion of credit! A scary thought but one which you have all proved is possible. Thanks for the help I have received from reading this...

Thanks to everyone for their ideas and suggestions, especially Mrs Pish whose menu sounds excellent - do you have a recipe for the tomato sauce that you had with the chicken on Monday? That sounds really nice! I feel much happier that I can managed to live within the IVA guidelines. Thanks to you al...

Thanks everyone, I did do a virtual shop last week to see how much it would cost and then went to the supermarket to buy it. I do usually stick to a list. I was wondering whether it would be better to try shopping with cash so will give that a go! I will check out fruit and veg prices at the market ...

Hi We have our creditors meeting booked for 9th September and will hopefully be entering into our IVA on that date (fingers crossed). However since we began the IVA procedure I have been trying to manage my weekly shopping within the IVA allowance (£380 a month for 2 adults and 1 child) and have bee...

Thanks Kallis

I have just contacted Mel for a second opinion.
[:)]

Hi I am new to this forum, having just looked into IVA's over the last week. Holly, I hope everything goes well for you with your IVA application and echo what everyone else says. I am looking forward to being in an IVA, and hope that we are approved when the time comes. Working to a budget just has...