I was told by Freeman Jones up to £7,000 was ok if it's needed to get to work. I guess they are all diferent.

Thanks for all the great replies. Love this place.

YIPPEA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Apart from raising my payment from £200 to £225 a month they said YES. Lloyds didn't even bother to turn up. I'm paying 35p in the pound, thats good I take it? The reason for putting up the payment was telecoms, I have broadband and sky and mobiles which t...

Thanks for that Andy.

Hi, me again. I understand the fact that if my partner or I earn more than 10% over our normal income then we have to pay 50% of it, but is that each or joint? Just for round numbers, if I earn £2000 and my partner earns £1000 thats up to £300 per month without having to give 50% away but is that in...

Creditors meeting set for the 13th July at 15:30. Fingers crossed please.

Thanks guys, already means a lot to know your all out there

They are part of Gregory Pennington I believe.

Hi, I'm using Freeman Jones - any opinions??

Hi guys, just wanted to say hello. Sent the first envelope of documents off today - just hope my creditors go for it........

Hi, what if one of my loans is in joint names but all other is just me - do I get just a single IVA or will my partner be involved?