Hi, That is correct but I did advise them from the outset that it was a distinct possibilty that the property could be repossessed and was not totally in my control as I was a joint owner and not sole owner of the property. Surely that can't be to hard on me as I was trying to do the decent thing an...

Hi Melanie, There was mention of fees in the original document but it was written in such a way that no final figure was mentioned. As for the shortfall on the house I beleive it may fall between the 5 - 10 k mark. I did not even think of putting this debt into my IVA I was more thinking along the l...

Hi Sarah,

Thanks for that at least I don't feel as ripped of as I did.

Regards

Steve

Hi Sarah, Many thanks for your response. I have already got an IVA in place its just the charges were never fully disclosd to me at the time of setting it up and it wasn't until I asked for a statement outlinning outstanding costs that the charges are around £7k which to me is astounding seeing as t...

HOW MUCH WOULD AN IVA COST TO SET UP IF I OWED AROUND 55K ?