hello again, I have just sent Declan a E mail and am eagerly awiating his thoughts.

I have spoken to dfd today, they agree that i made two payments proir to the iva being approved, the initial payments were £397 per month my payments currently are £1015 per month. They have said that although the first two payments may be included, the total ammount of these payments is not suffici...

hi, yes i do still have it, my iva was set up with clear start and transfered to dfd half way through, the letter is "Instruction received next steps". under a sub heading of First monthly payment. It say's "by taking your first monthly payment immediately we are effectively able to fast track the i...

my iva was approved in oct 2005, yet i made payments from the 1st of sept 2005 plus a first payment in the august. In a letter sent at the start of the iva it says that the first payment is included in the 60 payments, which would mean that 1st august would be my final payment. however dfd are sayin...