Hello and welcome. I too work in finance and have just completed my IVA. I've only ever come across one issue when applying or starting new roles. I was asked at interview if I wished to declare any financial problems as they would credit check me - which was ridiculous and was not relevant to the f...

Well done, you've taken the first step to freedom. Have a good break!

x

Dando,
At least now you can breath a sigh of relief knowing that you're on the road to freedom.


You're right it is a new start and I wish you the very best!

x

It was very very hard at times, but determination won! It was a case of head down and get on with it! For anyone who's finding it hard - stick with, don't panic if your circumstances change, there's always a way round things. Basically keep your head down, make your payments and advise of any change...

Well done, me too. What a relief! It somehow feels like I've got my life back and I can start to plan for the future!

Good luck and lots of happiness!!

x

I've just made my final payment, it's been a long hard 60 months but worth it in the end. No more worries, no more sleepless nights thinking about whether the car's going to breakdown or that my teeth were going to fall out and I'd have to walk around toothless because I couldn't afford to go to the...

That's good to know thank you. At last I can relax, it's been a tough five years!

Thanks for that, a year's not long to wait compared to the 5 years I've just gone through! I'm just relieved that it's nearly over!.

Thaks for the replies. That's pretty much what I thought. I'm kind of hoping that my old car is going carry me for a while longer!

I'm just about to successfully complete an IVA and am in desperate need of a newer vehicle - is there anything available to allow me to purchase a vehicle on finance - basically no vehicle equates to no job.

Many thanks.