I have absolutely no idea where that figure came from Melanie in all honesty, my daughter's education & reduction in maintenance was not discussed & I didn't have enough foresight at the time to consider it as enough of a potential problem. So what do I do from here? If I tell my IP my IVA is likely...

Thanks Melanie, I appreciate your advice but unfortunately that is not going to happen overnight & property is not selling well at all round here at the moment. My shortfall in income is due to my daughter finishing college & her father stopping her maintenance, plus I will also lose tax credit for ...

Hi, am in turmoil & desperate for the right advice. I am only 7mths into an IVA for £26k & my payments are £312 per mth & its a struggle. My circumstances are going to change dramatically from nxt mth & I am going to be approx £350 per mth worse off so how on earth do I afford my payments? I was adv...

if my IVA fails, are there any other options to bankruptcy

I commenced my IVA in Dec 09 so am relatively new to this but have been recently contacted by the so called IVA Watchdog & am a little alarmed by what they have told me. I have googled these peeps & seen what others have said but my concerns were about the following issues; Firstly they said that be...

Sorry, hadn't registered properly so wasn't sure if you got the question or where to find the answer. Yes my partner's property would probably rent out better than mine. Weren't sure if we would be penalised in some way? We are both struggling individually & if we have more disposable income between...

Hi. My partner & I both have IVA's, currently live separately & each have mortgages but would like to get married/cohabit. Because of our financial situation we're not sure what is the best thing for us to do? Can anyone advise? My Partner has very little equity in his property but I have a reasonab...

Hi, my Partner & I both have IVA''s but we are wanting to get married or certainly live together. We both have mortgages but my Partner would probably come to live with me as my children live with me & also he has next to no equity in his property whereas I have a reasonable amount in mine. what is ...