Thanks Everyone.

We were with HB and it took them 5 months to send our completion certificate

Hi All!!, Just thought I would share what I believe to be a positive post for all going through the difficult journey of an IVA, it's certainly not easy. I can confirm that we have completed a re-mortgage on our home today with high street lender Halifax on a normal low rate thanks to the help of Ze...

That's great news!!! Thanks for sharing your experience.
Thank you everyone. My hope is now restored.

Ha ha ha foggy [:)]

Congratulations!!
Enjoy the feeling of financial freedom!

Don't know why numbers appeared?

Thanks Kallis #128521;

Hi All!!! I've not been on here for a while but was wondering if anyone has managed to obtain car finance through a main dealer since IVA?? Our IVA finished October 2014 and are credit files have been clear since November 2015. No trace of IVA. Our credit score is good. Hubby's car has now become un...

Thank you. It really does feels like a new chapter in our lives and we ate actually debt free for the first time in 15 years. Our money is our own and it feels great!!!

Thank you.
Just wanted to share a positive post to all still in an IVA.

I remember feeling that it would never end but it actually does and it feels great!!

Hi All, Just wanted to share some positivity to all who are still on their IVA journey. We checked our credit files on Friday and exactly 6 years and one month from when our IVA started commenced we are now free!!!! The IVA and all defaults have now dropped off. There is only good stuff on our recor...

Ha ha Kallis

That's exactly what I do with them!!

I was just curious as to why there is now an increase in me getting these letters when I did not get any during IVA.

I am not on the insolvency register and have not been since March. The letters just seem to be increasing and we never got any whilst we were in the IVA only getting since completed?

Hi

Since our IVA completed in march we are receiving at least one letter each a month trying to tempt us to apply for a credit card....does anyone know why this might be? We never got these while the IVA was active.
Our IVA is still on file until next month.