Hey all, Thank you all so much for your support - and yes Melanie I would love a bunch of flowers from my IP! Ok so following on from my last post. I have phoned my IP (again she was not available) but I spoke to her assistant and have emailed over all the copies of my bank statements as proof of my...

Thank you for the response as I am really concerned by this. The guy who turned up was representing the IP - she had instructed the courts that they (TENON) had not received the funds four four months. I have had no correspondence from them advising I am in arrears - nothing in fact I have never spo...

Hi, I have been paying our IVA (on time) for the past 12 months with no problems until today when out of the blue had a guy turn up on the doorstep with a court summons which advised me that my IVA had failed due to lack of payments over the past four months - how can our IP make such a serious erro...

Under public liability insurance you can never make a claim against yourself. It is to protect you from claims from others so I cannot see any connection even if you were a convicted fraudster. It seems bizarre. I totally agree with you there is no logic in there decision I am a locksmith and as su...

Thats great news - i'm really pleased as it would be a nightmare if you needed to make a claim & found out that your policy was invalid! ive checked my documents all it asked for was if i had ever been made bankrupt,absolutely nothing about ivas's,maybe they have changed their terms since january bu...

lesley_ wrote:

I think one of our other posters Cath got this recently, I will try and find a link for you x

Thank you - I think I may of cracked it now & will post the companies details as soon as it's confirmed. I think this is a problem that may come up a lot so if I can help others I certainly will!

I'm in an IVA and had no trouble getting public liability insurance. My daughter is disabled and it's respite care so the time with her carer is not paid by me. However, no one asked if I was in an IVA and I paid the company by debit card over the phone and sent the documents. I hope this helps. Pl...

Try simplybusiness.co.uk I got my public liability insurance from them online without a problem. Hope this helps Actually funny you should say that - I saw your post and as a result of that tried simply business and was refused inspite of the fact I have been insured with them for the past year. I ...

Michael Peoples wrote:

I do not see how the two are connected. Are you sure it is the IVA that is the problem or have there been claims against you in the past?

Yes the two are certainly connected - I've been told by at least two brokers that as somebody undertaking an IVA you are more likely to commit fraud!!

I need public liability insurance so i can work but cant get cover due to the IVA can you help?