Interlocking IVAs for my wife and I approved this afternoon with Payplan. Minor Supervising fee modification on mine, which only affects Payplan and not the monthly sum proposed by me. Once I have the Chairman's report, I'll post details of how the Creditors voted on the site. Thanks for support and...

My wife and I have interlocking IVA proposals submitted and our creditor's meeting is set for next Monday. Whilst staying in regular contact with her creditors, my wife spoke to Sainsburys, Egg and Halifax today, who all told her that her account had been passed into an IVA account and if the IVA wa...

Lloyds, if not a creditor are worth a look. I panicked and opened as many of these no credit check accounts as I could. Lloyds opened a basic account over the phone in less than 5 mins and within 4 days I had my account open complete with Visa debit card through the letterbox.

Yorkshire Bank refused me as I was proposing an IVA. I was equally as honest with the Co-Op who opened two Cashminder accounts over the phone ( one working / bill paying account and another to keep other funds separate.) Neither bank are creditors of mine. I suggest not telling them about IVA as nei...

Thanks for your reply and I didn't make myself clear, sorry. Wageas are due to land in the new Lloyds account , but as Halifax is a creditor and ( as I just realised today ) are connected to Lloyds, can Halifax take my money out of my new Lloyds account. Caseworker says no and says that she has clie...

Halifax are one of my creditors. We have opened a Lloyd TSB cash account on the advice of the IP firm. They state that Halifax can't, as yet, offset. Are my wages going to be safe please ?