really it is like they can hold us to ransom we have no choice when in an iva we have to accept what they offer I think just to keep going the best we can

hello mel thankyou for your reply. we do have a business mortgage with the bank it is a secured loan our business account is now looking a lot heathlier since we are not paying out all of this personal debt that we had. The bank has also commented on this to say they are now pleased with the way the...

hello I wonder if anyone else has had the problem I have now we are self employed have been into an IVA since April everything seems to be going well at the moment. We have been approached by our busines bank for a meeting to discuss why we entered into an IVA we have been told that now we are in on...

mine was accepted at 11p to the pound. try not too worry to much

Hi I am also just paid my first payment into my IVA. today I have had 6 phone calls and 1 text message from barclaycard they just do not seem to listen I also dont know how to react to them when they do call all the time. They are the only creditor that seems to be harrassing me...

we were in a bit more debt than yourselfs. As we are self employed we had to go for a R3 meeting with our IP. we were also told that it was touch and go if it would be accepted or not. what were were offering was 11p for an IVA against 9p BR. we came away from the meeting very worried that it would ...

good luck to you both I was in the same situation 3 weeks ago it is nerve wrecking the relieve when it was accepted...let us know how you get on

Hello I think we must have been accepted for an IVA more or less at the same time...mine was 14th April my first payment is also this month. It has been a very stressfull time leading up to acceptance but now feel some relieve. My bank who was not one of my creditors has since found out I am in an I...