Hi there and a warm welcome to the forum - and my conggratulations on getting a new job How much do you feel you could afford to set aside to repay creditors on a monthly basis, once you have taken account of all your household and general expenditure, including a modest allowance for social and le...

Julie wrote:

Hi cluelessfool and welcome to the forum,

Great news about your new job! Just be honest when answering any questions and hopefully you'll be fine.

Are you considering an IVA as a way forward?

hi julie i have been reading up on it maybe a possibility ?

Hi all, I have just got my first proper home local council property in nearly 10 years and 2 of my kids with me,now i have several debts that need to be addressed largest single one is CCJ for 34000,credit card 2500, bank overdraft 2000 and a couple of smaller ones,i had been paying 300 a month off ...