Yeah I think I will be making that call.. I did earn £41000 last year but as I'm a single with no kids or any ties I do what i want when I want, which is my problem and something I need to sort out I wont earn that this year as I have had most of the year off due to an opperation which is where my p...

that wasnt aimed at you skippy infact your comments have made me think I might have made a bad mistake. not too sure what to do I'm going to phone up credit expert and ask what will happen to my file if it was to go through with regards to what lender will see as a result of it... so thank you as well

Hi, Firstly I would like to thank Mel and Storm for their advice and help and for not being judgemental. Secondly I would like to appologise to those I have offended by trying to save myself some money. I do wonder though how many of you would do the same if someone said to you, we can promise to wr...

Paul, what you are sort of forgetting is that some people on hear never paid money they owed themself's so how could they say that (pot kettle???) its to easy to judge someone when you dont know them.. That card has had more than what I owe in intrest alone and if I can stop paying it I will and I t...

Hi guys, I'd like to say thanks for the replies, its too late to stay away now as it should be going through as for the moral high ground the way i see it yes I did have the money and have allways paid it back on time and they have had more than enough in intrest so lets face it if you had £2500 in ...

Hi, I don't know if you can help me understand or maybe just point me in the right direction.. I went bankrupt on 21/4/04 and as you are aware it is all of my record now but I am struggling still to get finance.. I would like to get a loan to help me move out, I have no bad credit I have a credit ca...