I was discharge on 9th July 2008 and I currently have a basic bank account with Nationwide. I wanted to get some feedback from people who have applied for debit cards. I would really like to try and rebuild my credit rating and whilst I know that I have no hope of getting a credit card to help me do...

Thanks Skippy for your help. I have already tried to get some of my default dates changed but some creditors are being really stubborn about it. I checked my credit score on experian this morning and it was very very poor. Infact I am surprised that I even had a score ;-) I have had to wait the full...

Hi everyone I am going to be discharged in a few weeks and I was just wondering if there is any steps I need to take or anything I need to do. My official receiver isnt particulary helpful and wont advise me about my post-bankruptcy situation so I thought I would call on the experts here. Obviously ...

I have two months to go until I am discharged at the beginning of July and I was wondering whether I could get away with applying for a second job and "not mentioning it" to my OR. The thing is I am really struggling for cash and I would really like to get a part time job, a couple of evenings a wee...

Hi I was approved bankruptcy on 9 July and I just had a question. When I had my OR telephone interview, we discussed all my bank accounts and credit cards but he never asked for my new Nationwide account number. Now that my creditors report has been sent out, would my OR need to access my new accoun...

Hi everyone A few of you may have already read a post or 2 from me but I'm sorry, I have a few more questions if thats ok please. I am going for BR because my relationship of 5 years has broken up and I cannot afford to pay my debts anymore. I do not have any assets so I feel this would be the best ...

Having concluded that my only remaining option is to declare myself bankrupt, I now need to get the fees together. What I wanted to ask was, would it be possible for me to open a basic bank account with the nationwide (I hear they will give them to bankrupts). I want to do it now, before the event s...

I dont know what to do, I owe approximately 25k, 19k to my bank in a loan and the rest on credit cards. I am just about to split up with my partner and that leaves me unable to pay my debts. I dont earn a particularly high income and I live in rented accomodation. I am seriously considering bankrupt...