Thank you Michael,I have gone on a few comparison sites and surprise,surprise they are quoting me more than last year...nothing to do with the IVA though!

..this might be a silly question but.... Do I have to let my IP know that I am will be renewing my car insurance next month,I will be paying monthly so really this is credit...? my IVA states that I must let my IP know if I take out any credit and it shouldnt be over £500,my insurance I reckon will ...

Congratulations! Ours was accepted on Tuesday and still buzzing now!

thank you again micheal,really appreciate all your help

Just had a call so say that we have had our full and final IVA accepted at 24p in the pound,we are selling our property to fund this and have now got 12 months to sell which is a massive weight off both our minds! Would like to say a big thank you to mccambridge and duffy and to Micheal and all thos...

Just had a valuation done on my property and it doesnt seem good,we were going to sell the flat and offer ff IVA
Can anyone tell me what the lowest FF could be that would be accepted?

thank you

Thank you for your input and help,I am sure I will be on asking more...

Sorry,I should have said,I have told payplan I no longer need them and have now instructed the IVA Advice bureau to help with an IVA

What do you mean " the whole thing differently"?

Just starting to get the paperwork together to send to IVA Advice guys To hopefully do a FF IVA once my place is sold (going on market next week) I have been told to stop making payments to my creditors via payplan, which is fine, but I had a thought...what happens if my IVA doesn’t get accepted by ...

Well, I have decided to try and go forward with a FF IVA with Melanie and her team just waiting for paperwork to be sent and sorting out all the paperwork that I need to send to them-luckily I have everything in my DMP folders-too damn organised for my own good!(drive's my partner mad-and dont get h...

Well,according to Zoopla,the property is valued at £215,000 but I know that isnt gospel,so I reckon it may be £205,000,our mortgage is for £180,000
We are just doing a few bits to it and will be getting it valued at end of month,so fingers crossed...

Hello to all Have been mooching on here for a while and thought I would post. Me and my partner are on a DMP with payplan at the moment,been a year,the debt hasnt really reduced as one creditor is still adding on interest,one of the creditors agreed the payment I was sending them,then have recently ...