Yes, I got a letter informing me that I had complied with all obligations, just after I made my final payment however in order to issue my certificate I would need to sign to say any future PPI claims were to be considered an asset to be paid across to the supervisor, and would survive the issue of ...

I was in the same position, and emailed Mel a few weeks ago. She got back to me and said that her investigations were concluded (as I thought, there was no PPI) She said she would be quite happy to put this in writing for CF. However, I have just completed with CF, and they asked me to sign to say I...

When I got my CC, the accompanying letter stated that the Ip would notify the insolvency service, but it suggested that I should send a copy to the credit rating agencies and it also included the addresses of each one. My default dates are all at the time my iva was agreed, so I'm presuming it will ...

Congratulations! Its a great feeling. We completed with CF, and had our CC last week which took about 2 weeks. I think 12 hours must be a new record though! Enjoy being debt free

Thank you Lesley x

Many thanks to you all for your wishes and kind words. We have lots of dreams and plans for our family for the future, but I think the best feeling will be saving up and paying for things knowing that it was all with our own hard earned money! Recovering: We did have equity to deal with, and for us ...

Congratulations! We also arrived home late last night to find our CC waiting for us!! Its great feeling isn't it?! Can't quite believe it actually!

We made our last payment to Creditfix on 12th October, and after a couple of days away for half term, We arrived home last night to find our completion certificate waiting for us on the door mat!! I had to come on here and share our news. Its been a long sometimes very hard 5 years, however this for...

I too was borderline, and would definitely advise starting the ball rolling yourself. I contacted a couple of local estate agents, and asked for a forced sale valuation. I told them about my IVA too, and they both were happy to provide me with a free valuation. I then sent everything to my IP, inclu...

Many Thanks LeaKybrain, I emailed yesterday and have had a reply today. Sounds much the same as your phone conversation. Payments are up to date and I can cancel my standing order, I have to sign something to do with PPI, then they will issue my CC!!! So exciting!! Will be running to my door when th...

Jed, would you mind letting me know the contact details for alex at creditfix? He sounds very helpful, and I prefer if possible to email someone direct rather than just pinging off a message to the generic customer service desk! Thanks

Thanks for the advice Jed, will certainly drop them a line then. I've been told I'm with the closures team, and basically after my last payment to wait for the CC.I don't like waiting though! I can totally relate to what you're both saying. Every day I tick the days off the calendar, and have a big ...

Congratulations to you both! What a wonderful feeling, enjoy celebrating and looking forward to your debt free future. I am days away from my final payment, also with credit fix. Funny how time seems to be slowing down at the moment?! Just wondering what the final procedures were like with them? Did...

Thanks for that marathon man. I guess I will just sit tight and wait then! They do seem to be quite efficient when it comes to CCs from yours and previous posts, as you say though, just not much communication in between! I suppose we must just work on the theory that no news is good news. I have ins...

Congratulations Marathonman! What a great feeling. I'm on the countdown with credit fix myself too. When did they conduct your final review out of interest, and did they contact you about it? I've gone through equity release, and my last payment is due in October. Did they ask for wageslips and bank...