Search found 13 matches

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by EMMAFUDGE
Mon Mar 21, 2011 10:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI. Any advice please
Replies: 6
Views: 1371

Thanks for the replies. Not what I was wanting to hear. DFD were aware of the PPI but did not included the figures in the creditors meeting for the F&F. Also we were told by F/Plus that the payment would not be made until the outcome of the impending case for the mis-selling of the PPI, that will pr...
by EMMAFUDGE
Mon Mar 21, 2011 4:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI. Any advice please
Replies: 6
Views: 1371

I made a f&f settlement for my partner in January 2011 two years early. Before the F&F was made DFD were aware that my partner may be eligible to a refund on some ppi under this refund policy if you dont pay. However Firstplus were refusing to process the claim due to ongoing legal action for missel...
by EMMAFUDGE
Mon Mar 21, 2011 3:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum received after F&F
Replies: 7
Views: 1622

Declan

Ignore the last posting - I was having a blonde moment!!!! I have sent you an email - any advice would be greatly appreciated

Kind regards
Karen
by EMMAFUDGE
Mon Mar 21, 2011 3:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum received after F&F
Replies: 7
Views: 1622

Hi Declan

Could you confirm your email address please as *email deleted* doesnt seem to work.

Thanks
Karen
by EMMAFUDGE
Mon Mar 21, 2011 3:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum received after F&F
Replies: 7
Views: 1622

Michael Thanks again. I hope too that they decide in my partners favour, of course. There was nothing stipulated in the f&f documentation we received relating to the First Plus payment so we are just keeping our fingers crossed. We have spoken to the solicitor who is dealing with the mis-selling of ...
by EMMAFUDGE
Mon Mar 21, 2011 3:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum received after F&F
Replies: 7
Views: 1622

Thanks for the prompt response. We werent aware that Firstplus were going to pay out to be honest. We had a letter saying that they wouldnt process the claim until the ongoing court case was finished. Surely if the full and final has been agreed they cant keep the additional money?
by EMMAFUDGE
Mon Mar 21, 2011 2:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum received after F&F
Replies: 7
Views: 1622

Hi My partner made a full and final settlement to DFD in January, which was accepted on 7th February and I paid for him on the 8th Feb. In the meantime he was eligible for some cashback from Firstplus on a ppi premium, DFD were aware of this as they received a copy of the application form in january...
by EMMAFUDGE
Tue Feb 08, 2011 10:28 am
Forum: full and final settlements
Topic: F&F Settlement in Year 3
Replies: 11
Views: 3046

Good news, DFD held a creditors meeting yesterday, and our offer, of £6500.00 (this was reduced as it took a while to get the house valued and we had been making the monthly payments) was accepted. Just got to go to the bank today to pay the cheque in. My partner, who is not an emotional person at a...
by EMMAFUDGE
Mon Jul 26, 2010 12:49 pm
Forum: full and final settlements
Topic: F&F Settlement in Year 3
Replies: 11
Views: 3046

Melanie We have wrote to dfd explaining the situation, my b/f was made redundant from his job 6 months after his iva started, he had 6 months of unemployment and after being unable to secure a job he became self employed, he earns a low income and he also receives some tax credits. DFD are aware fro...
by EMMAFUDGE
Sun Jul 25, 2010 4:23 pm
Forum: full and final settlements
Topic: F&F Settlement in Year 3
Replies: 11
Views: 3046

Hi Lesley Thanks for the welcome. Hopefully someone might help out and give us some guidance. My partner is with DFD and they are aware of the situation and also that his income has fallen dramatically since becoming self employed, but they dont seem in the slightest bit concerned and have offered n...
by EMMAFUDGE
Sun Jul 25, 2010 3:32 pm
Forum: full and final settlements
Topic: F&F Settlement in Year 3
Replies: 11
Views: 3046

My partner entered into a 5 year iva in 2007, in 2008 this was extended to 6 years as he was unable to make the additional £125 month payment on top of the £360 month payment in years 2 -5 as he had lost his job and had starting working on a self employed basis. He is currently paying £360 a month a...
by EMMAFUDGE
Fri Jun 13, 2008 8:24 pm
Forum: postings for june
Topic: cannot afford these payments. HELP!!! Please
Replies: 7
Views: 1586

Hi My partner has an iva, which was based on his income at the time of £25,000 p.a., he was paying £358 a month over 5 years with a 4th year equity release clause. This was agreed in April 2007. In May he was off work sick through stress, and only received ssp, then left that job due to health reaso...
by EMMAFUDGE
Mon Jul 30, 2007 10:14 pm
Forum: IVA postbag for august
Topic: How would this affect my boyfriend's iva?
Replies: 3
Views: 1322

Hi there My boyfriend has an iva, which started in April 2007, at present we live apart but we would like to live together, the best option would be for him to come and live with me because I am mortgage free. How would this affect his iva, would he have to be reassessed taking my earnings into cons...
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