Disposable income is currently negative. I get about £775 in a month and have £1150 going out including rent etc. I've been off ill for some months and so unable to work, so backpayments have been building up. Any ideas or suggestions of people to contact are welcome... (This is perhaps the wrong fo...

If i owe about £15k in outstanding debts, have a monthly income of about £775 and outgoings of £1150, what're my chances at getting a resolution with creditors?