I would like to endorse the positive comments on this topic. My husband and I were fortunate to be given a lump sum on the condition that this was offered as a final settlement to our creditors and after nearly 4 years of real hardship we are finally debt free. This would not have happened if we had...

Tralee I was in exactly the same situation as you just over 4 years ago. I can remember the sick shaken feeling I used to get as I pulled up outside the bank to withdraw what felt like a huge amount out of my credit cards at the ATM and then go into the bank to pay those same credit cards and buy so...

If you are struggling with the CSA and child support payments, I would recommend you contact your constituency MP. Your MP can write and ask for details about your case and what steps the CSA is taking to ensure you receive any money as well as arrears. The CSA is OBLIGED to respond to letters from ...

We are now post IVA and got our completion certificate in June 2010. We have a large secured loan which is hampering our return to managing our existing cash flow. We have enough equity (just) in our property to settle the secured loan as well as covering our existing mortgage. Is there a company we...

My husband and I recently completed our IVA and we have a completion certificate. I will be made redundant at the end of August and am about to have an interview for a new job. Am I obliged to reveal my financial past?