I forgot to say that the 3 creditors have been served with a formal notice under Rule 11.2 of the Insolvency Rules 1986 and to claim within a certain time but they still have not come forward. I was also wondering if i will have to pay the whole amount of out standing debt that is owed to the others...

Thank you Melanie for your reply.

The creditors are NTL Barclays Bank and Capitol Bank which amount to about £13000 I have been paying £650 pcm for the past 2 years £550 the first year due to circumstances changing and i have put up the amount without being asked to. My Debt was £38000.

wendy

I am 3 years into my iva and my parents have offered a loan to finish the iva early. 3 of my creditors have not come forward in the 3 years to be payed a dividend. How will this effect my chances of finishing the iva early if they dont vote in accepting an early settlement?


wendy