Thanks but at this moment it looks like I can not even get an IVA....

http://anna.blogs.iva.co.uk/

Had some not so good news today - update on my blog.. for anyone interested..

Not sure why my blog does not show under "IVA BLogs" tab?

Link in the signature...

http://anna.blogs.iva.co.uk/

Thanks again Melanie - I will call and check all outstanding amounts tomorrow and possibly submit a new online form to you/Tina via your website with 100% accurate figures and the expenses that I did not take into account last night.

Have a good night.

Anna

http://anna.blogs.iva.co.uk/

Sorry - just to let you know that I do not have access to my home email from work but can always be contacted on my mobile which I believe I have included as contact on the form submitted last night. I do not particularly want to use my work email to deal with this issue. Thanks a lot Anna http://an...

Thank you Melanie - looking forward to an email contact from Tina.

http://anna.blogs.iva.co.uk/

Kerri - my daughter's account is in her sole name, she is 16...I guess yours are younger and their accounts are in your name for them so obviously the bank would consider that as "your" money.

http://anna.blogs.iva.co.uk/

Thanks Gimmewine, will see what happens on Wednesday.. and if no luck - will try this.

http://anna.blogs.iva.co.uk/

Melanie - thanks for stopping by.... No, I am not a homeowner, got no assets, no car etc and no savings. I do not want to drag this over 8 years so only looking at IVA now with a small possibility of BR. I have filled in a form on your website last night, it was not completely accurate though, have ...

Lilly - thanks for your post but new bank account IS very important to sort out as my next salary is due on the 26th of this month and I want it paid in an account that is separate from where my debts would be coming out from.... I have already applied to Co Op over the phone, will know the answer o...

Thanks for that - a bit clearer for me now...

http://anna.blogs.iva.co.uk/

The reason I am stressing is that I would like to get it sorted ASAP and my salary is coming in on the 26th... Not sure if I have enough time to: 1) Open a new bank account and pass the details to my Payroll 2) Find an IP who will take me on and who I can feel comfortable with, who will help me to s...

Thanks Kerri - I have high blood pressure, could not be present at a meeting like that in person, would probably kill me...

http://anna.blogs.iva.co.uk/

Sight of relief.....Thanks for that info

http://anna.blogs.iva.co.uk/

Thanks Kerri,

I was just wondering about that creditors meeting - do not understand if I have to be present or not..

So thought a London firm (I am from London) may be better.

http://anna.blogs.iva.co.uk/

Thanks but I do not mean letters of authorisation.

I have seen it here on the forum about people letting their creditors know about plans to go IVA way - that is before any letters of authorisation are drafted....

Yes, I am a pain... sorry

http://anna.blogs.iva.co.uk/