Warning to anyone thinking of using Payplan - don't! I have put a complaint in about the way they have managed my account as described above but they are getting VERY NASTY - texting me at 8 am on a Sunday morning and sending very nasty, unpleasant, threatening letters. I am going to a solicitor to ...

Here is the latest from this saga. In 2005 an extra £2,500 was added to my debt. According to Payplan this was because my creditors had added interest to my debts. This includes a £701 debt using an account number that is not mine, and I had already informed Payplan was not mine. Okay so I should ha...

Dear All
Thank you so much for all your helpful comments - I really appreciate them and just confirm my original response of what the hell? - how can they do that. I will follow up on all of your suggestions and let you know the outcome.
Best wishes to you all.

Dear IVA Experts I am just about to finish off paying my IVA. I have 5 months left. I have gone through all annual reviews with no problems and, in fact, have had no problems with my IVA until now apart from it being an almost impossible struggle to meet the repayments sometimes. However I have just...