How on earth can PPI claims be classed as a 'windfall'as far as i am concerned it was illegally taken or to be precice stolen off you by greedy banks, no different than if you get robbed by a burglar. If you got robbed by a burglar and they stole £1000 and then some years later they recovererd the ...

Hi everyone,just finished IVA and waiting for completion certificate - Will it be fully concluded when i recieve it ? What i want to know is if i won lottery the day after i recieve it would it be all mine...?

Full and final offer accepted and paid 3 weeks ago, i have a letter confirming the creditors acceptance of my offer from my IVA company and have been told to cancel the monthly payments..... Is it really over or do i need a letter from the courts for confirmation ?

Hi, just been awarded PPI I paid for a loan i took out 2003-2007, however the bank i took it out with are giving me the interest only and keeping the rest to pay off some of the debt i owe them, are they allowed to do this ? as i took the IVA out in 2010.

Hello again...I don't get it, if my IVA was 30k & I had 20k to pay into it, do I owe 10k or will that 20k be given to the creditors, and will my IVA still be 30k???

hello again, i meant to say on my previous question that the £20k is a windfall and not money i have paid already - does this come off the balance of an IVA owing 30k

Hello and Good Morning.

Does any money paid into an IVA other than the agreed monthly amount come off the balance ? overtime/bonus/windfall etc.

Hi, i am in a IVA and have just recieved news i am entitled to a refund is this classed as a windfall ? i dont believe it is as a winfall is money which unexpecally comes to you and is not your own. The money i paid into the ppi was my own money,and would have been in my own bank account which would...

Is there any way of keeping my PPI claim money ?

i have had my iva for over a year now and household/energy and petrol prices have risen, and my payments to the creditors have remained the same,is it possible to have the payments lowererd?. i need all kinds of things for the house white goods etc, and new windows and doors as the current ones are ...

Congratulations Iluvcats YNWA
John C.

Congratulations Dumbeh, Its a great feeling to know there wont be anymore letters or phone calls from creditors coming your way.
John C x

Hello, is it possible to pay off an IVA early ? i am due to pay £18000 over the term, and if you give your creditors extra money due to overtime does this come off the balance ?

Thanks John C.[:I]

Hello Paul. I have worked as a contractor at the same company for the last 13 years so the creditors must have looked at this as though its a permanent job and pretty safe, but my future at the company doesnt look good because of the current financial problems in the world. There are permanent peopl...

Thanks Skippy/Lesley,
I will get back to you both when i get the feedback from Payplan.
P.S. its not the real Skippy is it?