[:D]

So wanted the Ryder to win ... him and Bez good entertainers in my opinion. [:)] Mondays, Stone Roses, Charlatans, Northside, James...Great days. Mondays, Charlatans and James still going, by the way. Doves are by far Manchester`s finest though. Have to agree ... if there was a like button :D

So wanted the Ryder to win ... him and Bez good entertainers in my opinion. [:)]

Imhotep, lots of good advice for you to explore. That's why I value this forum. Ebay, freecycle and scrapyard sound like good options for you. I've started buying my clothes from ebay, there are some good bargains to be found, I've recently paid £2.50 for a pair of River Island jeans which are perfe...

Hope all goes well from me too. My creditors meeting is on the 14th and in the morning too xx

cazlizzy I too am very sorry to hear your sad sad news x

That must a relief, glad you got it sorted too.

@antm that was one thing I did too, but I only picked up this advice from reading comments on this forum. I'm so glad i did.

It's nice to read such a positive post, sounds to me you have done all that is required. Congratulations x

Thanks everyone for all the good wishes. Do not know what I would do without this forum, will let you know what happens xx

andrea1968 wrote:

get some christmas pressies asap!!

That's what I was thinking, but I'll check it out first.

I agree goosed not good at all. I suspect getting my money back isn't going to be easy either. Update: Just spoken to British Gas again and refund should be put through on Monday. Since I will receive the payment before having an IVA approved will I still need to hand it over? I will ring my IVA com...

I'm already on a standard tariff for both gas and electric, so can't see the sense in closing my account. I'll just have to wait and see.

Got my electric bill this morning, I owe £815 ... I don't think so.

I ring them and now they owe me £220 !!

At least my monthly bill will go down. But once I am in an IVA (fingers crossed for my creditors meeting of 14th December) they will cancel my account anyway !!

Letter in the post today creditors meeting 14th December. It's going to be a long 2 and a bit weeks. I will try to forget about it until then ... ha!

Oh well at least I have something else to tell to my creditors when they ring now.

kallis3 I do have a paypal account and when I first started using ebay I was transferring my sales to my normal bank account but I kept getting charged so sacked that idea. When the top up card came along transfers were free so used that instead. So you don't get charged now then for transfers from ...