You should come off the insolvency register within 3 months. Your IP deals with this by sending them your CC. Only after this date, if nothing happens, should you need to send them the CC. I don't see why they are asking for extra detail - this is very strange - are you sure its the insolvency regi...

We received hubbys completion certificate early April and assumed the debt company would forward it to all parties concerned. I have had to get some defaults removed and both of the companies claim to have not received the certificate. Also I hear that you can contact the Insolvency register to get ...

Received the completion certificate today at long last. Can finally start sorting our lives out again and apply for a remortgage With zebras help after the iva has gone from the insolvency register

So what's the story with these unclaimed funds. I thought they would get distributed to the other creditors. One of my creditors didn't make a claim, didn't provide amount when iva started and nothing has been paid out to them. I have just received completion certificate. So what happens with that m...

Well still nothing from Payplan. It really peeves me that some people get their certificates within weeks from other IVA companies. It has been over 4 months and I keep getting the same reply saying it can take up to 6 months. I am sorry but I will not be recommending Payplan to anyone. Its a fact ...

Well still nothing from Payplan. It really peeves me that some people get their certificates within weeks from other IVA companies. It has been over 4 months and I keep getting the same reply saying it can take up to 6 months. I am sorry but I will not be recommending Payplan to anyone. Its a fact t...

kallis3 wrote:

No - it will remain until you have totally completed but do speak to either Ryan or Shaun now.

I have already a few months ago. They are great. We are waiting for the certificate and also for a default to drop off.

I'm going to be using Zebra once I get my completion certificate from Payplan. They are taking ages. The iva won't drop off without this will it?

My husbands iva was completed a few months ago and we are waiting for the completion certificate. When it was was coming to an end we started clearing up his credit file. Nationwide credit card had put a default on after the date of the iva started. I spoke with them and they agreed to remove it. Th...

2 things to bear in mind about Payplan: - They take whole of household income into account which is not industry norm so effectively others in your household could be paying your debt as well - As a company they are going through a restructure and it is not clear what their long term viability is I...

2 things to bear in mind about Payplan: - They take whole of household income into account which is not industry norm so effectively others in your household could be paying your debt as well - As a company they are going through a restructure and it is not clear what their long term viability is I...

I'm going to be doing the same shortly.

We made the last payment to my husbands IVA at the beginning of December. I keep chasing the completion certificate but just keep getting the same standard response back. One of the creditors never made a claim in the IVA even though they were included. The problem with this is that they have defaul...

I did a quick search before I posted this thread but never spotted this one.

http://www.iva.co.uk/forum/viewtopic.ph ... pi#p700127

So this is just a usual thing but still strange why they seem to be repeating the process.

We have made the last payment to my hubby's iva. We received a letter from Payplan today that he needs to sign. Basically it is saying they will send the completion certificate straight away as soon as we sign it but we must agree agree that they will continue to chase any ppi refunds and that any s...