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by alison1967
Thu Sep 30, 2010 10:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: what is an acceptable amount to pay back to credit
Replies: 8
Views: 1345

I pay over £600. is this the norm?
by alison1967
Thu Sep 30, 2010 8:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: what is an acceptable amount to pay back to credit
Replies: 8
Views: 1345

I currently have to pay 47 pence in the pound and find this sum very high, considering my creditors get 33 pence in the pound and the IVA company 14 pence in the pound. Your thoughts please??( I work full time in the public sector and am not a manager or higher pay level)
by alison1967
Tue Sep 28, 2010 7:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been in an IVA for 4 years.
Replies: 5
Views: 1143

not sure. When I first took out IVA was earning a lot because of overtime. Was told that 1/2 would be taken into consideration but seems more. Also rent here is over £300 higher than the previous council property, and my company mysteriously changed to another after about 18 months
by alison1967
Tue Sep 28, 2010 7:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been in an IVA for 4 years.
Replies: 5
Views: 1143

yes, my husband is disabled and we moved to Scotland to an island just after my IVA was approved. My salary is at the top increment and has been frozen, by the government plans and am worried because of the VAT increase and rising island costs.
by alison1967
Tue Sep 28, 2010 7:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been in an IVA for 4 years.
Replies: 5
Views: 1143

I have been in an IVA for 4 years. My situation has changed and overtime has decreased. When I spoke to an adviser,I was told that I could reduce my payments over a longer period of time or could perhaps get a relative to pay a lump sum to complete early. Surely they are not supposed to do this?? Yo...
by alison1967
Sun Sep 09, 2007 7:51 am
Forum: postbag for september
Topic: new mortgage whilst under IVA
Replies: 8
Views: 1656

will I be able to take out a new mortgage whilst under IVA. I have paid into it for a year
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