Search found 60 matches

Search found 60 matches Page 1 of 4
by Red
Tue Aug 23, 2011 12:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit File Query???
Replies: 5
Views: 1563

Thanks. I have written to them already the with completion letter attached and that's when they marked it as satisfied but also with this additional info. I understand that my defaults will not drop off until 2013 when it would be 6 years from the start date of my IVA, I just hope this ' special ins...
by Red
Mon Aug 22, 2011 3:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit File Query???
Replies: 5
Views: 1563

Hi, I completed IVA recently and just ensuring defaults are registered correctly, just checked my credit file and noticed that though one of my credits has marked the account as satisfied they have added a 'special instruction' which states the account is 'partially satisfied' and underneath that ha...
by Red
Tue Jul 19, 2011 2:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: default info corrections
Replies: 5
Views: 2164

Thanks :-)
by Red
Tue Jul 19, 2011 2:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: default info corrections
Replies: 5
Views: 2164

Hi

Does anyone have the mailing address for the data controllers at:

HSBC
Santander
Max Recovery
PCo Hold co S.A.R.L (?)

I'm trying to get some default information corrected.

Thanks
by Red
Tue Jul 19, 2011 1:59 pm
Forum: template letter suggested by inaiva
Topic: Default info corrections
Replies: 4
Views: 6757

Hi

Does anyone have the mailing address for the data controllers at:

HSBC
Santander
Max Recovery
PCo Hold co S.A.R.L (?)

I'm trying to get some default information corrected.

Thanks
by Red
Sat Jul 09, 2011 3:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Vanquis Cards
Replies: 49
Views: 6584

Hi KAYKAY I finished my IVA in May and have yet to receive my completion certificate..I applied for a vanquis card a few weeks ago and got accepted straight away. I plan to use it to rebuild credit and will only be using it for petrol and will be clearing the balance every month as the interest rate...
by Red
Thu Jun 23, 2011 11:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit scores
Replies: 10
Views: 1531

Hi I completed by IVA last month, I have just had a look at my credit reports, just to check that the default dates are correct and noticed that the credit scores are so different. Experian gives me a score of 900, whilst Equifax gives 300 ( which seems more realistic) both reports are virtually ide...
by Red
Fri May 13, 2011 2:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help: Those who have had F&F accepted
Replies: 28
Views: 3600

Whoop Whoop....I'm free...Full and final offer accepted!

Happy is not the word...my celebratory drinks will start tomorrow night...got a 10k race in the morning.

Thanks to everyone on the forum...Its been a fantastic resource for me over the years x
by Red
Thu May 12, 2011 11:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help: Those who have had F&F accepted
Replies: 28
Views: 3600

I'll keep you all posted...feeling unbelievably relaxed at the mo!
by Red
Thu May 12, 2011 6:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help: Those who have had F&F accepted
Replies: 28
Views: 3600

My meetings at 1:30pm...I really hope it does go through...just been informed where I work is being closed down (public sector cuts), I'm currently on leave and my manager called me at home!..no idea how I would continue paying it if it wasn't accepted!!
by Red
Wed May 11, 2011 11:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help: Those who have had F&F accepted
Replies: 28
Views: 3600

Thanks very much everyone. LOL @Lisa2009
by Red
Wed May 11, 2011 10:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help: Those who have had F&F accepted
Replies: 28
Views: 3600

Hi I am having a variation meeting this Friday for a full and final settlement, I was wondering, if it is accepted is the 3rd party able to pay the money the same day or do they have to wait for any paperwork to be sent through??...its just that if it is accepted I would like to have it all paid asa...
by Red
Thu Apr 21, 2011 6:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Good news, F&F accepted. A huge thank you :)
Replies: 19
Views: 2925

Great News...Congratulations!!
by Red
Fri Apr 15, 2011 5:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Date Set...yippee!!
Replies: 11
Views: 2041

Thanks everyone!
by Red
Thu Apr 14, 2011 11:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Date Set...yippee!!
Replies: 11
Views: 2041

Finally have a date for my full and final offer variation meeting...13th May![:D]

Feels good to know when the decision will be made...now just hoping they'll accept.

keep you posted [:)]
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