font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by North East Derbyshire CAB font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Peer Lawther font size="1" face="Verdana, Arial, Helvetica">quote:<hr height=...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by North East Derbyshire CAB Hi there Peer Nice to hear from you again Will you be posting on here regular? as we may have a few points to raise and discuss with you, we keep coming across a number of int...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Cat22 I have emailed this morning to the supervisory dept Peer. I am under a lot of stress at the moment and find it easier to communicate that way . What we really want to know is if we can offer a f&...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Cat22 Hi We are with Stepchange in an iva. We are 2 years 5 months into our payments. Our iva was agreed over 60months with the equity clause applied. We know the equity will not be there in year 5. We...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by stejay My partner and I are wanting to enter into an IVA and have been speaking with Step Change, however due to the fact that we owe Northern Rock just over 80% we have been told that they will not ag...

Hi Steven1001,

I spoke with our IP first thing this morning about your concerns and I believe she replied to you earlier this afternoon.

Regards,

Peer on behalf of CCCS

Im currently in a debt management plan with the CCCS for the past 3 years & they have only recently suggested a IVA seeing as though my income and expenditure has not changed much. I pay now £200 a month against around £60k debt across 9 creditors so i know i qualify for a IVA. My ex racked up so...

Many thanks for the warm welcome from so many of you, I'll endeavour to post when I can so apologies if it sometimes takes a while to respond. The audit consisted of site visits, call listening and a full review of our policies and procedures by Trading Standards. We're happy with this – obviously r...

Hi there, I'm Peer, the new Social Media team leader at CCCS. I thought I should respond to Michael Peoples' and Mike Morgan's concerns, whether free charities were audited by OFT in their investigation. CCCS and CCCS Scotland were fully audited as part of the OFT scrutiny (using the same criteria a...