Thanks guys, still cant believe its been accepted. Will be having a 'little' celebratory drink at the weekend to mark the occasion!!

Waaaaheeeyyyyy!!!!!!!!!!!!!!! After a very nervous morning just had confirmation that the F&F offer has been accepted.

Creditors meeting set for the 28th February. Keeping everything crossed!!

Thanks for your positive responses, wasn't sure whether the equity clause would be a major stumbling block or not?

Thanks for the replies guys. My friend has returned his letter to my IP this week. Any idea of the timescale of these things?

Hi all, Our IVA has been running for exactly 12 months and we have made an offer of a full and final payment of £15000 to our creditors using funds offered by a family friend. Our original debt was approximately £54000. Payments to date £5300. Remaining payments over 48 months @ £372 = £17856 We hav...

Hire a car from the local hire centre (sometimes need to get a larger vehicle to ferry visiting family round --- or get a van to move stuff). Centre require CC details - apparently a debit card isn't acceptable. I needed to hire a van recently, so I used Connect by Hertz. I was accepted with no pro...

Just had a letter through the post from them saying they have 'IMPORTANT INFORMATION' that they need to discuss with me. Dont think I'll be getting back to them then!

Got accepted without any problems with the CO-OP, highly recommended.

Well done, its a great feeling isnt it!

Just had mine approved using Bridgestones who are based in Oldham. No problems at all with them so far, very professional and helpful.

Congrats, we set off on the long, but worthwhile road together!!

Tina S wrote:

Great news Lydon - I am sure you will find time to celebrate at some point soon!

Keep us posted as to how everything goes.

Best wishes,

Got some Prezzo vouchers given to us at Xmas, so think I'll use them to take the family out this weekend to celebrate.

Great news, its such a relief isnt it?

Great news -- we now walk the path together Grasshopper :-) Were there any amendments made at the meeting ? Yes there were, we were asked to remove the Critical Illness cover from our Mortgage cover, as the amount we were paying was deemed to be in excess of what is usually allowable in an IVA. Spo...